Los Barriles, BCS
Phone: 505.312.5718 Mobile: 52.1.624.110.0187 Email James


           East Cape Insurance Group

   The Insurance Guy Listens To Xpatradio!

  Buena Vista, Los Cabos, Baja California Sur 23580 Tele: 505.312.5718 or MX Cell 1.624.110.0187

  "Want to speak to a real person and get a quote over the phone call:  505.312.5718" 


  ALL Risk Mexico Insurance, providing the BEST Protection and Service in Mexico 




Mexico Auto Insurance in Minutes Buy on-line in minutes with Driver's License and Registration. Baja Mexico - Liability insurance is mandatory.                                            Get 5 quotes in 5 minutes on-line!              

James B. Santacroce 

Phone: 505.312.5718 - MX Cell 624.110.0187

Lighthouse Point Estates Email: Capt. James B. Santacroce


  Mexico Watercraft Liability Insurance                      Don't leave your dock without it!  

          Call us for quoteGive us a call! We can provide coverage over the phone and email your policy within minutes.  You will need your Driver's License Number and Make and Model of the watercraft.                                                                

James B. Santacroce 

Phone: 505.312.5718 - MX Cell 624.110.0187

Lighthouse Point Estates Email: Capt. James B. Santacroce

Mexico-registered vehicles can be insured in about 5 days. The underwriters in Mexico will require a copy of your Mexico Registration and Drivers License. Call us for free quote today!                              

James B. Santacroce 

Phone: 505.312.5718 - MX Cell 624.110.0187

Lighthouse Point Estates Email: Capt. James B. Santacroce


Mexico Homeowners Insurance. Hurricane and earthquake coverage available. Palapa Roof Coverage is now available.    We also can provide and install the latest Hybrid Nylon Hurricane Fabric.                                               Call us for a free quote today.

James B. Santacroce 

Phone: 505.312.5718 - MX Cell 624.110.0187

Lighthouse Point Estates Email: Capt. James B. Santacroce

Mexico Health Insurance:  Get a medical insurance quote and purchase within minutes. No medical exam required - Open network in Mexico. The best plan for most U.S. and Canadian residents is the HCC Atlas Travel Insurance Plan, which can be purchased by the month and includes medical evacuation.  Please call me if you have questions: 

James B. Santacroce 

Phone: 505.312.5718 - MX Cell 624.110.0187

Lighthouse Point Estates Email: Capt. James B. Santacroce

  " I should have bought Baja Auto Insurance"   

                   From: "The Insurance Guy"
















































Emergency Medical Assistance

Upgraded Assistance Benefit - MexVisit 

Many travelers, and especially winter visitors and long-term residents of Mexico, like the peace of mind they get with MexVisit, a significant upgrade to the usual assistance coverage provided with Mexico Tourist Auto policies.

MexVisit provides benefits in three important areas:

  • Emergency Medical Assistance: Land or air ambulance including air ambulance to your point of origin in the U.S. or Canada, medical referral, transportation and lodging for a travel companion during hospitalization, convalescence lodging expense, repatriation of remains, and more.
  • Emergency Roadside Assistance: Flat tire service, out-of-gas, keys locked in vehicle, dead battery, $300 towing, 2 day car rental and hotel expense due to vehicle breakdown, and more.Emergency Roadside Assistance
  • Travel Assistance: Emergency communication and messaging, assistance to file and recover lost travel documents, emergency money transfer, translation service, lost or stolen credit cards and travelers check assistance, communication with embassy or consulate, and more.

MexVisit is a real bargain, so be sure to compare the premium for your insurance policy including this valuable protection.


Towing a Trailer?

Trailers must be declared for coverageTo have liability coverage in case you are towing something, you must declare it on the Quote Request Form/application. If you show the trailer, it will print on your policy and thus prevent coverage from being voided for failure to declare that you are towing. As an option, you can insure the trailer for Theft and Collision, but you must at least show the trailer on the policy so as not to void the liability on the vehicle towing the trailer.

If you are hauling motorcycles in the back of a pickup or in a trailer, or a boat on a trailer, they too must be declared on the application to avoid the possibility of all coverage from being voided in the event of an accident, even if you chose not to insure the motorcycle or boat & trailer for Theft and Collision. If you insure the boat for Theft and Collision, this coverage only applies when the boat is loaded on the trailer and the trailer is hitched to the tow vehicle.

Trailers are tricky business, please call us for details:  505.312.5718  James




Hot TipsAuto Laws and Insurance  This information is deemed to be correct; however, please seek professional legal advice if you believe you need it.

Hot Tip:  Proof of liability insurance is required in Baja California.  The fine is about $2600 pesos.  Basic liability insurance is available at a fraction of the cost of U.S. insurance for both short trip and year-round coverage. Your U.S. insurance in MOST CASES is NOT valid in Mexico.  If you drive without coverage and have an accident, your car can be impounded until you make restitution.  If the accident results in personal injury, you can be detained until the situation is resolved.  The car that 'does the hitting' is often judged to be 'at fault.'  Authories are doing random vehicle checks for "Proof of Liability Insurance"  in San Jose, Cabo San Lucas and around the East Cape.
Hot Tip: Seatbelts are required in both Baja states.
Hot Tip:  Talking on a cell phone while driving is illegal in both Baja California and Baja California Sur.  It is a +$800 pesos fine in BCS.  Please pull over in a safe spot if you must talk on the phone or text.  We would like to see you around for a while longer.  This activity kills!
Hot Tip:  It is a good idea to get a laminated copy of your driver's license and carry that one in your wallet and keep the original in a safe place.  You can get documents laminated at Chapitos in Los Barriles.

Hot Tip:  Be sure to have both versions of your policy in the vehicle, the Spanish version and the English version, so you can demonstrate that you have coverage.  Also, on a separate piece of paper, record the toll-free number to call if you are in an accident and your friendly agent's name and number.  We will always do whatever we can to assist you at this time.  Call us please!

Whether you are traveling for business or pleasure, Atlas Travel Insurance is for you.  Plans are available from a minimum of 5 days or more.  In addition to Medical Benefits for Injuries and Illnesses, Atlas Travel Insurance includes benefits for EMERGENCY MEDICAL EVACUATION, terrorism, political evacuation and adventure sports. Choose your deductable amount.
Hot Tip:  You are required to have proof of insurance (Spanish Version) in the auto.  We strongly suggest you have it.